WHAT IS NOT COVERED

UNDER PAINTLESS DENT REPAIR PROTECTION PLAN, WE WILL NOT PAY BENEFITS:

  • FOR A REPAIR COVERED BY ANY WARRANTY OR YOUR PRIMARY INSURANCE COVERAGE.
  • FOR A REPAIR WHEN THE MANUFACTURER, BY PUBLIC ANNOUNCEMENT OR RECALL, ESTABLISHED ITS RESPONSIBILITIES FOR ANY MANUFACTURER ‘S DEFECT.
  • FOR DAMAGE CAUSED BY HAIL, WATER, FREEZING, FLOOD, WIND , LIGHTNING OR WEATHER RELATED HAZARDS.
  • FOR REPAIRS THAT ARE PERFORMED WITHOUT THE ADMINISTRATOR’S PRIOR AUTHORI ZATION EXCEPT WHEN THE ADMINISTRATOR’S OFFICE IS CLOSED AND
  • EMERGENCY REPAIRS ARE NECESSARY (SEE SERVICE CONTRACT SECTION IV. YOUR RESPONSIBILITIES).
  • FOR DAMAGE CAUSED BY NEGLIGENCE, ABUSE, MISUSE, INTENTIONAL ACTS , ACCIDENTS, WAR, RIOTS, TERRORIST ACTS, EXPLOSION, COLLISION.
  • MANUFACTURER’S DEFECTS, VANDALISM, MALICIOUS MISCHIEF, FIRE OR THEFT.
  • FOR DAMAGE OCCURRING FROM OPERATING ON ANY SURFACE OTHER THAN FEDERAL , STATE, COUNTY, CITY OR MUNICIPALITY PAVED ROAD OR HIGHWAYS.
  • FOR COSMETIC DAMAGE (INCLUDING BUT NOT LIMITED TO SCRATCHES, NICKS, DISCOLORATION AND DETERIORATION) TO YOUR VEHICLE’S PAINT.
  • FOR OTHER THAN ON-ROAD PASSENGER VEHICLES.
  • IF YOUR VEHICLE IS AN EXOTIC VEHICLE OR A LIMITED PRODUCTION VEHICL E OR IS A TRUCK RATED MORE THAN 1 TON.
  • IF YOUR VEHICLE IS USED FOR COMMERCIAL PURPOSES. EXAMPLES INCLUDE BUT ARE NOT LIMITED TO: HAULING, CONSTRUCTION WORK, PRINCIPAL OFF-ROAD USE, PICKUP AND/OR DELIVERY SERVICE, DAILY RENTALS, CARRY PASSENGERS FOR HIRE (TAXI, LIMOUSINE OR SHUTILE SERVICES), TOWING OR ROAD SERVICE OPERATIONS, GOVERNMENT/MILITARY. USE, LAW ENFORCEMENT, FIRE, AMBULANCE OR OTHER EMERGENCY SERVICES, SNOWPLOWI NG, COMPANY POOL USE OR BUSINESS TRAVEL WHEN THE VEHICLE IS USED BY MORE THAN ONE DRIVER, VEHICLES USED BY A SINGLE DRIVER FOR SALES/SERVICES (E.G. REAL ESTATE, CLEANING SERVICES, HOME HEALTH/AIDE CARE SERVICES AND GARDENING) OR LIGHT DUTY CONTRACTING (E.G. ELECTRIC IAN, CARPENTER AND PLUMBER).
  • IF YOUR VEHICLE IS USED FOR RACING AND OTHER COMPETITION.
  • FOR DAMAGE OR INJURY TO PERSON OR PROPERTY; OTHER THAN TO REPAIR THE COVERED PANEL IN ACCORDANC E WITH THE TERMS AND CONDITIONS OF THIS SERVICE CONTRACT.
  • FOR DENTS THAT HAVE BEEN PREVIOUSLY REPAIRED USING METHODS OF BODY FILLERS AND REPAINTING.
  • FOR LARGE OR DEEP DENTS OR DINGS IN EXCESS OF 4 INCHES IN LENGTH/DIAMETER.
  • FOR DENTS THAT ARE INACCESSIBLE DUE TO THE FOLLOWING: (A) THE EXISTENCE OF AFTER-MARKET EQUIPMENT, OR (B) WHERE SUCH AFTER ­ MARKET EQUIPMENT OR INSTALLATION THEREOF HAS ALTERED THE ORIGINAL VEHICLE CONFIGURATION OR (C) EDGES WHERE IT IS DETERMINED THAT THE MANUFACTURER’S BRACING DOES NOT ALLOW FOR THE PDR PROCESS.
  • FOR REPAIRS TO CREASED METALS OR DENTS AND DINGS THAT HAVE BROKEN THE PAINT OR PUNCTURED THE METAL OF THE VEHICLE.
  • FOR REPAIRS TO ANY DENT OR DING THAT, IF REPAIRED , COULD IN ANY WAY DAMAGE THE VEHICLE’S ORIGINAL MANUFACTURER’S PAINT OR FINISH.
  • FOR VEHICLES WHICH UTILIZE 100% PLASTIC, FIBERGLASS OR OTHER NON-METAL COMPOSITE BODY PANEL.
  • FOR ANY CONDITION OR DAMAGE WHICH EXISTED PRIOR TO THE SERVICE CONTRACT PURCHASE DATE.